white cruise on sea

What a Cruise Really Costs Beyond the Fare

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Photo by Yiran Ding on Unsplash

By Jeff Published On

TravelMagma.com

The cruise fare is the number on the ad.

It’s not the number on your final bill.

The gap between the two is mostly the same handful of charges, and hardly anyone prices them before they book.

As of October 2026, here’s what costs extra, what doesn’t, and the math for two people on a seven-day sailing.


What the Fare Actually Covers

Looking down the side of a cruise ship at rows of balconies with blue chairs and small round tables above a gray sea
Photo by Yiran Ding on Unsplash

Start with the good news.

There’s more of it than people think.

On Royal Caribbean, your fare covers your stateroom, the Main Dining Room and the Windjammer buffet, plus water, tea, select juices and classic coffees.

The shows are in the fare too, and so is access to its private destinations.

Carnival’s free drinks are a shorter list (non-bottled water, lemonade, iced tea, hot chocolate, plain coffee and tea).

Here’s what costs extra on Royal Caribbean: beverage packages, specialty dining, shore excursions, Wi-Fi, spa treatments, the arcade, bingo and the casino.

That’s your extras budget, basically.

The balcony you booked is paid for.

What you do on it might not be.


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Gratuities Show Up Every Day

A symmetrical LIDO pool on a cruise ship with the LIDO sign reflected in the water, a yellow funnel and blue sky above
Photo by Becky Fantham on Unsplash

A deck this clean takes a lot of crew, and that’s who the daily gratuity is for.

On Royal Caribbean the money is pooled toward the pay of onboard crew, stateroom attendants and dining staff among them.

If you don’t prepay, it’s added to your onboard account every day, per guest.

Royal Caribbean charges $18.50 a day for non-suite cabins and $21.00 for suites.

Carnival charges $17.00 for standard staterooms and $19.00 for suites.

On Norwegian it’s $20.00 for Club Balcony Suites and below.

So two people in a regular Royal Caribbean cabin for seven days pay $259 in gratuities.

On Carnival it’s $238.

Gratuities on Royal Caribbean are optional and can be changed at Guest Relations.

Budget them as a fixed cost anyway.

The crew earns it, and nobody wants to spend a sea day in the line at Guest Relations.


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Drinks: Read the Package Rules First

A cruise ship's LIDO pool deck with rows of empty loungers and a yellow funnel, port cranes visible behind
Photo by Becky Fantham on Unsplash

Look at those empty loungers.

That’s a port day.

Everybody’s ashore.

Carnival’s CHEERS! drink package costs $83.94 per person, per day if you buy it before the cruise, and $89.94 on board, with the 20% service charge included in both.

It has to be bought for the entire cruise, not by the day.

So you pay for days like this one too, when you’re off the ship eating somewhere else.

The other rules matter more than the price.

Every adult in the same stateroom has to buy it, and you have to be 21.

For two adults, seven days of CHEERS! comes to $1,175.16 bought before you sail, or $1,259.16 if you wait until you’re on board.

That $84 difference is a nice dinner ashore.

Skipping the package?

Drinks bought one at a time still carry a charge.

Royal Caribbean adds a 20% gratuity to beverage purchases, and Princess adds a 20% service charge to drinks.


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Port Days: Excursions Are Extra

Aerial view of a cruise ship docked at a long pier beside a turquoise lagoon lined with palm trees and huts
Photo by Adam Gonzales on Unsplash

A pier, a lagoon, a beach.

This is the part of the trip most people picture, and it’s the part the fare covers least.

Shore excursions are extra.

Royal Caribbean’s own private destinations are the exception, since access is included on sailings that stop at one.

Everywhere else, the free option is to walk off the ship and explore on your own.

The paid option is whatever you booked.

I’d pick one or two big paid days before you sail and keep the rest free.


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Sea Days: Wi-Fi and Specialty Dining

A white cruise ship at sea under a pastel sky at dusk
Photo by Billy Pasco on Unsplash

Sea days are when the extras find you.

You’re on the ship all day, you’re bored by mid-afternoon, and the specialty restaurant has a table.

Wi-Fi is an add-on on Royal Caribbean.

Carnival sells internet plans, and if you buy one before you sail, it has to cover the whole cruise (daily plans are sold on board).

Turns out “I’ll just check my email once” can be a whole-cruise purchase.

Specialty dining is extra as well.

Royal Caribbean adds a 20% gratuity to specialty dining purchases, and Princess adds a 20% service charge to specialty dining.

That 20% sits on top of the restaurant’s own price, while the Main Dining Room costs nothing extra.


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Use What You Already Paid For

A colorful cruise ship pool deck with bright painted sculptures, a hot tub, stacked loungers and glass-sided decks above
Photo by Christian Lambert on Unsplash

A deck like this one is already in your fare, hot tub and all.

So are the shows and the gym.

Plan your days around the included stuff first, then add the one or two paid things you actually care about.

A budget built that way holds up a lot better than one built from the ad.

One more Carnival rule before you pack: your passport and ID have to stay with you as carry-on, along with valuables and medications, not in your checked bags.

Want the exact number for your sailing?

Put your line, cabin and nights into our Cruise Cost Calculator, which also checks whether a drink package beats paying by the drink.

First cruise?

Start with these first-time cruise tips.

Heading north?

Here’s the Alaska cruise packing list.

Sources

  • Royal Caribbean
  • Carnival
  • Norwegian
  • Princess

Related read: The Caribbean Travel Guide — Instant PDF + Kindle download. Secure checkout by Stripe


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> Written By Jeff Published On

ABOUT ME

I write our destination guides and travel tips: where to go and when, what it costs, and the mistakes worth skipping.

TravelMagma is written by a small team under pen names, one name for each job.

I even wrote my own little
Caribbean Guide.

But…

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